The Impact of Professional Indemnity Requirements on CORU and HCPC Registrants
When applying for HCPC or CORU registration, one important but often overlooked requirement is professional indemnity insurance. This type of insurance is essential for overseas healthcare professionals who want to practice in the UK or Ireland.
At Evenhanded Overseas Consultancy, we not only provide HCPC registration assistance and CORU registration consultancy, but also help candidates understand the legal and practical requirements like indemnity insurance that affect their ability to work.
What is Professional Indemnity Insurance?
Professional indemnity insurance is a type of cover that protects healthcare professionals from legal claims or complaints made by patients or clients. It covers the cost of legal advice, court cases, and any compensation if you are found to have made a professional mistake.
Why It’s Important for Registrants
Both HCPC (Health and Care Professions Council) in the UK and CORU (Ireland’s Health and Social Care Professionals Council) require you to have professional indemnity in place to complete or maintain your registration.
It is a legal requirement and applies to all practicing professionals, including:
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Physiotherapists
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Occupational Therapists
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Radiographers
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Speech and Language Therapists
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And others working in regulated roles
If you don’t have valid indemnity cover, your registration—and ability to work—can be at risk.
HCPC Indemnity Requirements
To meet HCPC standards, you must:
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Have a professional indemnity arrangement in place before practicing
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Confirm this when applying for registration or renewal
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Be able to provide evidence of cover if asked
Many registrants are covered by their employer’s insurance, but some may need personal cover—especially if working as a contractor, freelancer, or private practitioner.
Our HCPC registration assistance includes helping you understand your indemnity needs and how to meet them.
CORU Indemnity Requirements
In Ireland, CORU also requires all registrants to confirm they have appropriate indemnity cover. This ensures the public is protected if a complaint is made.
You must:
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Declare your indemnity cover when applying or renewing
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Ensure your policy is valid for the scope of your practice
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Keep documents as proof in case CORU audits your registration
With our CORU registration consultancy, we guide professionals through this part of the process and connect you with trusted indemnity providers if needed.
Impact on Job Applications and Employment
Employers often ask about your indemnity status, especially for:
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Healthcare jobs in the UK and Ireland
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Locum or freelance roles
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Private practice work
Without valid insurance, you may not be able to begin work—even if your registration is approved. That’s why our overseas healthcare registration services include complete guidance on this crucial requirement.
UK Healthcare Licensing Support Includes:
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Checking whether your employer’s policy covers you
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Advising on when personal cover is necessary
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Referring you to approved insurance providers
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Helping you include proof in your registration application
This is especially helpful for professional registration for physiotherapists, who often work across both public and private sectors.
Conclusion: Don’t Overlook Indemnity Cover
Professional indemnity is not just a formality—it’s a vital requirement for working legally and safely in the UK or Ireland. At Evenhanded Overseas Consultancy, we make sure all our candidates are fully prepared with the right documents, including insurance.
Contact us today for expert help with your HCPC or CORU registration—and make sure you’re 100% covered and job-ready.
